Confused about your Zakat calculation?

Confused about Zakat?

We are sharing with you a rough guideline and a Zakat calculator to assist you

You add the value of:

  • your annual cash savings
  • your annual bank savings
  • the money owed to you
  • the value of the gold you possess
  • the value of the silver you possess
  • the value of your personal assets

You deduct the value of:

  • the money you owe to others
  • the annual taxes you need to pay
  • the annual bills you need to pay
  • the liabilities (for a business)

Before you begin, this zakat calculator helps to understand what Zakat is calculated on. First, you add the value of your annual cash savings, bank savings, money owed to you, gold, silver, and personal assets. However, you also need to deduct what you owe — including debts, annual taxes, and bills. As a result, Zakat is due at 2.5% only on your net savings. Furthermore, those savings must have been held for a full lunar (Hijri) year and must exceed the nisab threshold — currently set at 595g of silver. Therefore, if your total savings fall below that threshold, no Zakat is owed. Finally, we strongly advise that you consult your scholar or mufti for guidance specific to your circumstances.

Zakat calculator for individuals


Zakat calculator for businesses


Third parties take a percentage on each online transaction. For example, in the UK, Paypal charges 2.90% per transaction. Subulus Salaam pays this fee to PayPal, which automatically deducts it from your donation before it reaches our account. If it is wajib for you to pay Zakat, we advise that you donate via bank transfer by pasting our bank details into your internet banking.

Once you’ve completed your calculation, you can copy our bank details from our donate page and paste them into your banking application in order to transfer securely. 

Scholars advise calculating Zakat based on a full Hijri year of savings

Donate Zakat via bank transfer

Account name: Subulus Salaam

SC: 40-03-03

Acc: 81650521

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